Lot 7: FREDERICK NICHOLAS LOVEROFF, O.S.A., A.R.C.A.WINTER LANDSCAPE

All lots will be offered and sold subject to the Conditions of Sale which appear in the auction catalogue as well as any Glossary and posted or oral announcement. By bidding at auction, bidders are bound by those Conditions and Glossary, as amended by any oral announcement or posted notices, which together form the contract of sale between the successful bidder (buyer), Waddington's™ or Joyner™, and the consignor (seller) of the lot.

Descriptions or photographs of lots are not warranties and each lot is sold "as is" in accordance with the Conditions of Sale.

Please note that bidding will be in Canadian dollars.

In no event will Waddington's™ or Joyner™ be liable for damage to glass or picture frames.

By bidding at auction, bidders are bound by those Conditions and Glossary, as amended by any oral announcement or posted notices, which together form the contract of sale between the successful bidder (buyer), Waddington's™ or Joyner™ Waddington's, and the consignor (seller) of the lot. Descriptions or photographs of lots are not warranties and each lot
is sold "as is" in accordance with the Conditions of Sale.

Payment for purchases must be by cash, travelers cheque, bank draft, electronic transfer (fee applies), and VISA or Mastercard (up to $25,000). Canadian clients may also utilize INTERAC direct debit and certified cheque as payment. Joyner™ requires credit cards to be presented in person by the cardholder and therefore will not accept credit card payments over the telephone, however fax authorization arrangements can be made.

Auction House does NOT ship

A premium of 18% of the successful bid price of each lot is paid by the buyer as part of the total purchase price.

A charge of 13% HST (Harmonized Sales Tax) is applicable on the hammer price and buyer's premium, except for purchases exported from Canada. In the case where purchases are shipped out of the province of Ontario, the HST or GST is charged based on the tax status of that province.